Funding for Retirement and Investment

Mr & Mrs G had recently repaid their mortgage, the children had left home and Mr G had had substantial promotion at work, meaning that he was paying high rate tax. At the same time, only a small amount of retirement planning had been made.

Having only recently moved onto such a high wage, Mr & Mrs G had not yet become accustomed to such a high income and wanted to make sure that they planned appropriately

Mr G is planning on retiring at around 62 and hadn’t really considered how much they would need.

Our advisor was able to sit down with them both in order to look at their objectives in detail. We were then able to put a plan in place which, with substantial pension contributions offering significant tax relief, will give Mr & Mrs G the best chance of achieving their goal at the point they want to achieve it.

A PENSION IS A LONG TERM INVESTMENT THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATE AND TAX LEGISLATION.