Think ahead to what could be 30 or more years of retirement

Your need for income in retirement will vary. When you first retire, you may want to tick off a few items from your bucket list in short order. Early retirees tend to spend more than those in their mid to late 70’s before those older spend more when they need to pay for care.

We will help you to make the most of your money in retirement. We will help you make informed decisions about your pension funds particularly given the huge increase in pension fund freedom afforded in the Conservative party budget of 2014.

We are able to model cash flows given various scenarios so that you can make your money last. We can consider annuities and drawdown combinations along with alternative approaches to providing income in retirement.

A PENSION IS A LONG TERM INVESTMENT THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.

"Steve has been helping us with our financial affairs for approximately 7years. This has been since the time we retired and he has always maintained regular contact keeping us up to date on any relevant changes. We have always felt confident that our investments are well managed."

− Pat and Tony Morton

"We have always been given clear and straight forward advice, a professional and friendly company who we have been happy to use for several years and are happy to recommend."

− Karen and Danny McAllister

"Mr Danson has always provided first class advice and service and has virtually become a friend. I am unable to speak too highly of him. "

− Peter Ball