Think ahead to what could be 30 or more years of retirement
Your need for income in retirement will vary. When you first retire, you may want to tick off a few items from your bucket list in short order. Early retirees tend to spend more than those in their mid to late 70’s before those older spend more when they need to pay for care.
We will help you to make the most of your money in retirement. We will help you make informed decisions about your pension funds particularly given the huge increase in pension fund freedom afforded in the Conservative party budget of 2014.
We are able to model cash flows given various scenarios so that you can make your money last. We can consider annuities and drawdown combinations along with alternative approaches to providing income in retirement.
A PENSION IS A LONG TERM INVESTMENT THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.